Because we value your patronage, we want to address any privacy
concerns you may have. To that end, we have
set forth our privacy policy for handling the information you
share with us online. We want your decision
to do business with us to be an informed one.
1. Collecting Information
When you visit our Website, we may collect information about
you that you voluntarily choose to share with us. This
identification information may include, but is not limited to,
your name, your physical address, your e‑mail address,
your telephone and fax numbers, details of your real estate and
lending needs and preferences, and other details of your life.
What may be less obvious to you is that, when you visit our
Website, we may collect data involving your usage through the
use of “cookies” (i.e. small text files placed on
your computer by a Website), Web server logs, and other Web tools. This
technology allows us to customize your online experience, as
well as track your Internet use. The tracking
data we collect may include, but is not limited to, the date
and time you visit, the time you spend, the Web pages you view,
the other Websites you visit, your search queries, and basic
information about your computer, such as your Internet Protocol
(“IP”) address, your domain name, your browser type,
and the name of your Internet service provider. You
may deactivate cookies if you do not want your browsing to be
tracked, but doing so may hinder your online experience.
When visiting our Website, you may be directed, through hyperlinks,
to other Websites that are beyond our control. Furthermore,
when you are visiting our Website, other companies, such as third
party advertisers and sponsors, may be gathering information
about you. This Privacy Policy does not cover
the collection of information by those other companies and Websites. Although
we encourage third parties to provide their own privacy policies,
we are not responsible for their activities, such as how they
handle the information they collect online.
2. Using Information Collected
We primarily use the identification information you voluntarily
share with us to customize your online experience and to do what
you have asked of us. We also use your identification
information to tell you about our products and services, but
you may instruct us not to send communications to you by following
the procedure indicated below under “Contacting Us.” On
occasion, we use your identification information to validate
your identity. As for usage tracking data,
we primarily use that information to operate and improve our
Website, and to further our marketing efforts.
As a general rule, we do not share your information with unaffiliated
third parties. We may, however, share your
information with our own personnel and our service providers
to the extent necessary to fulfill your requests. We
may also share your information with our affiliates, but we will
not share it with unaffiliated third parties for direct marketing
purposes. We reserve the right to disclose
your information under limited circumstances, such as to cooperate
with law enforcement or judicial authorities as required by law
or legal process, to protect our own legal rights, or to protect
the public good.
Whenever you are online, you run the risk that the information
you give out will fall into the wrong hands. Although
we implement and maintain reasonable security procedures and
practices to safeguard your privacy, we cannot guarantee the
security of any information you provide to us. We
accept no responsibility or liability for the activities of third
parties.
3. Updating Information
If you would like to review the information about you that we
have collected through our Website, or to change that information,
you can make that request by following the procedure indicated
below under “Contacting Us.” We
may require that you verify your identity before we process your
request.
4. Updating Our Privacy Policy
We may, from time to time, change our Privacy Policy. We
will notify you of any changes by posting our updated Privacy
Policy on our Website and inserting a new “Effective Date.”
5. Contacting Us
If you would like to send us a request as indicated above, or
if you have any other questions or concerns regarding our Privacy
Policy, you may contact us by e‑mail at alexkybal@alexkybal.com or call us at 1-888-504-2004.
6. Effective Date: This Privacy Policy
is effective as of 01/01/03.
