This web-site enables the out of town buyer and the local San Diegan find their next home in all the beautiful areas of San Diego County that I serve.

It must be very alluring and easy for a Realtor to represent or specialize in one community or neighborhood but quite frankly, it is my opinion, this hinders the agent’s ability to serve the varying needs of his or her clients. What is just perfect for one particular buyer or family in Rancho Bernardo may not be the best thing for the next client who prefers another community closer to the downtown area or the coastal beaches. Or visa versa.

“To each his own” is what I have always preached.

I try to give the homebuyer a lot of the information needed to make their respective choices on where they would like to reside in the “choice” areas that I serve. I believe all these areas that I normally cover are probably the best of San Diego. You may log onto the “Multiple Listing Service” (M.L.S) and search for homes yourself, no registration or password is needed.

Apply for a mortgage on my web-site and even get approved in a day! There is no application fee. No charge for the credit check. No need to leave your home or office, it is all done via online, fax, and Fed-Ex. Unless you plan on paying all-cash for your next home -chances are you’ll need to get “pre-approved” before your offer is considered by the home seller these days…

Not sure what “Mello Roos” means? “Try my Real Estate Glossary.”

Of course, finding your next home means also getting around and viewing the properties in person. Many times a photo or virtual tour can be deceiving. I can offer my help and knowledge to help you find your next home and there is no charge to you if I am your “buyer’s agent.”

Selling your home? I am a skilled negotiator and have been selling since right out of college graduation back in 1977, B.S./Business Management (University of Maryland). It all starts with the “C.M.A.” The Competitive Market Analysis that I would provide you after inspecting your home and discussing its features and conditions. The C.M.A. is free and I would be delighted to discuss it with you.

Moreover, I develop an individual strategy for marketing your home effectively. (Internet, virtual tours, newspapers, magazines, signs, flyers, brochures and direct mail.)

Last but not least, let's meet and I will show you how I can save you thousands of dollars by listing with me.

I hope to be your realtor in the future - and make it a wonderful day!

Alex Kybal,

Realtor, StarBanc Properties